Max Rewards Sweepstakes Official Rules


NO PURCHASE OR BANK TRANSACTION IS NECESSARY TO ENTER OR WIN.
OPENING AN ACCOUNT OR MAKING ANY TRANSACTION WILL NOT INCREASE YOUR CHANCES OF WINNING.  VOID WHERE PROHIBITED OR RESTRICTED. THIS SWEEPSTAKES IS SUBJECT TO ALL APPLICABLE FEDERAL, STATE, AND LOCAL LAWS AND REGULATIONS. The MAX Rewards Sweepstakes (this “Sweepstakes”) begins at 12:00:01 AM Central Time on July 23, 2010 and ends at 11:59:59 PM Central Time on November 1, 2010 (the “Sweepstakes Period”).

ELIGIBILITY. This Sweepstakes is open only to legal residents of Missouri
(the “Eligibility Area”) who are eighteen (18) years of age or older at the time of entry.  Only individuals may enter; no entries from any corporation or other entity shall be accepted.  This Sweepstakes is VOID outside of the Eligibility Area.  Employees, officers, and directors of F&C Bank (“Sponsor”), StrategyCorps, LLC (“Administrator”), and their respective affiliates, subsidiaries, advertising, sweepstakes, fulfillment, marketing agencies, public relations firms, consultants and contractors, their immediate families (defined as spouse, child, sibling, parent or grandparent) and those living in their same households are ineligible to participate in this Sweepstakes. 

HOW TO ENTER. There are two (2) ways to enter.  To Enter by Opening a Checking Account: An individual will receive one (1) Sweepstakes entry by opening a MAX Rewards checking account with Sponsor during the Sweepstakes Period. Individuals who open a MAX Rewards checking account will receive one (1) entry each time they make a qualifying purchase with the debit card associated with the checking account during the Sweepstakes Period. Qualifying purchases include all debit card purchases except for ATM transactions. Checking account must be opened and debit card purchases posted to the account by 11:59:59 PM Central Time on November 1, 2010 to be eligible. Alternate Method of Entry: An individual may enter by printing legibly his/her complete name, physical mailing address, email address, telephone number, date of birth, and the label “MAX Rewards Sweepstakes Entry” on a 3”x5” card and mailing it to:

Member Headquarters Association
Attn: MAX Rewards Sweepstakes
P.O. Box 1167
Brentwood, TN 37024-1167

All mail-in entries must be postmarked by November 1, 2010 and received by November 8, 2010 to be eligible. Regardless of Method of Entry: Entries received by Administrator after the end of the Sweepstakes Period will be discarded and deemed void. No changes to any entry information will be permitted once submitted.  No mechanically reproduced or photocopied entries are permitted.  All entries become the property of Sponsor and will not be acknowledged or returned. No purchase or bank transaction is necessary to enter or win.  LIMIT ONE HUNDRED (100) ENTRIES PER PERSON.

By participating, entrants: (1) agree to these Official Rules and the decisions of Sponsor and Administrator, which shall be binding and final in all respects; (2) acknowledge that neither Sponsor nor Administrator has made nor is in any manner responsible or liable for any warranty, representation, or guarantee, express or implied, in fact or in law, relating to any prize; and (3) warrant that he/she is eligible to participate in this Sweepstakes.

PRIZES; ODDS OF WINNING.  A total of three (3) prizes will be awarded. Grand Prize: One (1) Grand Prize winner will be allowed to choose one (1) of the following Grand Prizes: a 2010 Kawasaki Mule 4010 4x4 (Approximate retail value (ARV) = $10,699.00), or a 2009 Honda VTX1300R motorcyle (ARV = $10,299.00). The Kawasaki Mule is a specialty vehicle and is not intended for use on public highways.  Second Prize: One (1) Second Prize winner will be allowed to choose one (1) of the following Second Prizes: a 2010 Honda Fourtrax Rancher TRX420TM 2x4 (ARV = $4,999.00), or a 2010 Honda SH150i 150cc Scooter (ARV = $4,499.00).  The Honda Fourtrax Rancher is designed for off-road use and is not intended for use on public highways.  Third Prize: One (1) Third Prize winner will be awarded a 16GB Apple iPad with WiFi (ARV = $499.00).

Sponsor or Administrator will notify each winner when his/her prize is ready for pick-up, and each winner must take delivery of his/her prize at F&C Bank, 1006 Eagle Crest Drive, Holden, Missouri.  Each winner will be solely responsible for registering and titling his/her prize, if necessary, and for all applicable taxes, fees, insurance, and/or any other expenses associated with acceptance and use of the prize. Each winner acknowledges that he/she shall be solely responsible for ensuring his/her prize complies with his/her state and local motor vehicle regulations, including all safety and emissions regulations.  Neither Sponsor nor Administrator shall be responsible or liable for a winner’s inability or failure to utilize a prize.

Winners will be responsible for all applicable federal, state, and local taxes, fees, and any other expenses associated with acceptance and/or taking delivery of the prizes. Prizes may not be combined with any other offer.  No substitution, assignment, or transfer of any prize will be permitted, except that Sponsor reserves the right, in its sole discretion, to substitute any prize with a prize of equal or greater value.  Unless prohibited by applicable law, acceptance of a prize constitutes permission for Sponsor, its subsidiaries and affiliates to use any prize winner’s name, likeness and/or biographical information for advertising, trade, publicity, and promotional purposes in any media now known or hereafter devised in connection with this Sweepstakes without review, notification, approval, or compensation. LIMIT ONE (1) PRIZE PER PERSON.

Odds of winning are determined by and depend upon the total number of eligible entries received. The odds of winning the prizes will be the same by alternate means of entry as by the first means of entry above.   

WINNER SELECTION. Winners will be chosen by random drawing on or about November 10, 2010 by Administrator from among the total number of eligible entries received. WINNERS DO NOT HAVE TO BE PRESENT TO WIN. All prize awards are subject to verification and will be awarded upon winner validation and verification by Sponsor or Administrator.  The potential winners will be notified by email, regular postal mail, or telephone on or about November 10, 2010.  If an initially selected winner is ineligible, cannot be contacted after two (2) attempts by Sponsor or Administrator, or fails to complete and return any required documents to Sponsor or Administrator within five (5) days of receipt of the documents, the prize will be forfeited and an alternate winner will be selected from all eligible entries.  Each potential prize winner will be required to sign and return a notarized Affidavit of Eligibility/Compliance (including his/her Social Security Number if required for tax reporting purposes) and a Liability/Publicity Release, as allowed by law, within five (5) days of receipt of the documents or his/her prize will be forfeited, and an alternate potential prize winner will be selected at random from the remaining eligible entries.

DISQUALIFICATION. Any false information provided by an entrant concerning his/her identity or mailing address or any non-compliance by an entrant with these Official Rules may result in the immediate disqualification of the entrant from this Sweepstakes.  Persons found tampering with or abusing any aspect of this Sweepstakes, as solely determined by Sponsor or Administrator, will be disqualified.  If disqualified, Sponsor reserves the right to terminate the person’s eligibility to participate in this and future promotions and sweepstakes of Sponsor or any of its subsidiaries or affiliates.  ANY ATTEMPT BY AN ENTRANT OR ANY OTHER INDIVIDUAL TO UNDERMINE THE LEGITIMATE OPERATION OF THIS SWEEPSTAKES MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW.  In the event any portion of this Sweepstakes is compromised by any unauthorized human intervention, action of entrants, or other causes beyond the control of Sponsor or Administrator which, in the sole opinion of Sponsor or Administrator, corrupt or impair the integrity, administration, security, or operation of this Sweepstakes, Sponsor and Administrator reserve the right, at their sole discretion, to suspend or terminate the Sweepstakes and award the prizes from all eligible entries received prior to the action or compromise giving rise to the suspension or termination of this Sweepstakes.

DISCLAIMER; LIMITATION OF LIABILITY. SPONSOR AND ADMINISTRATOR ARE NOT RESPONSIBLE OR LIABLE FOR: (1) ANY TYPOGRAPHICAL OR PRINTING ERRORS; (2) LATE, LOST, ILLEGIBLE, INCOMPLETE, STOLEN, MISDIRECTED, OR POSTAGE-DUE MAIL; (3) INCORRECT OR INACCURATE ENTRY INFORMATION, WHETHER CAUSED BY ANY OF THE EQUIPMENT OR PROGRAMMING ASSOCIATED WITH OR UTILIZED IN THIS SWEEPSTAKES OR BY ANY HUMAN ERROR WHICH MAY OCCUR IN THE PROCESSING OF THE ENTRIES IN THIS SWEEPSTAKES; (4) ANY TECHNICAL ERRORS INCLUDING, BUT NOT LIMITED TO, TECHNICAL MALFUNCTION OF ANY TELEPHONE NETWORK OR LINES, COMPUTER ONLINE SYSTEMS, SERVERS, OR PROVIDERS, COMPUTER EQUIPMENT, OR SOFTWARE; OR (5) ANY OTHER ERRORS IN THE ADMINISTRATION OF THE SWEEPSTAKES.  IN NO EVENT WILL SPONSOR, ADMINISTRATOR, THEIR AFFILIATES OR SUBSIDIARIES, OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE RESPONSIBLE OR LIABLE FOR ANY INDIRECT, INCIDENTAL, EXEMPLARY, EXPECTATION, CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO THIS SWEEPSTAKES.

RELEASE.  By participating in this Sweepstakes, entrants release and hold Sponsor, Administrator, their subsidiaries and affiliates, and their respective officers, directors, employees and agents harmless from any and all liability, claims, or actions of any kind whatsoever arising out of this Sweepstakes. Except where prohibited, entrants agree that any and all disputes which cannot be resolved between or among the parties and any claims or causes of action arising out of or connected with this Sweepstakes shall be resolved individually, without resort to any form of class action. 

DISPUTES; BINDING ARBITRATION. The parties hereby waive their rights to trial by jury in any action or proceeding instituted in connection with these Official Rules and/or this Sweepstakes. Any controversy or claim arising out of or relating to these Official Rules and/or this Sweepstakes shall be settled by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association. Any such controversy or claim shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim or controversy of any other party. The arbitration shall be conducted in Holden, Missouri, and judgment on the arbitration award may be entered into any court having jurisdiction thereof. Should there be a conflict between the laws of the State of Missouri and any other laws, the conflict will be resolved in favor of the laws of the State of Missouri.  Any and all disputes that arise relating to this Sweepstakes must be filed within one (1) year from the date that the winners are announced. 

GENERAL INFORMATION.  The failure to exercise or enforce any right or provision of these Official Rules shall not constitute a waiver of such right or provision.  If any part of these Official Rules is held by a court of competent jurisdiction to be invalid or unenforceable, that part will be enforced to the maximum extent permitted by law, and the remainder of these Official Rules will remain fully in force. 

PRIVACY NOTICE.  Any personal information provided by entrants will be used by Sponsor and Administrator to administer this Sweepstakes and by Sponsor in accordance with the F&C Bank Privacy Policy.

OFFICIAL RULES; LIST OF WINNERS: For a copy of these Official Rules or a list of the winners, send a self-addressed, stamped envelope to: Member Headquarters Association, Attn: MAX Rewards Sweepstakes, P.O. Box 1167, Brentwood, TN 37024-1167.   

Sponsored by: F&C Bank, 1006 Eagle Crest Drive, Holden, MO 64040.

Administered by: StrategyCorps, LLC, Summit Building, Suite 250, 201 Summit View Drive, Brentwood, TN 37027.

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